Skip to main content

Motability Explained

How does it work?

The Motability Scheme enables anyone in receipt of a higher rate mobility allowance (such as the Enhanced Rate of the Mobility Component of Personal Independence Payment, or the Higher Rate Mobility Component of Disability Living Allowance) to use their mobility allowance to lease a car, scooter, powered wheelchair, or Wheelchair Accessible Vehicle.

You simply exchange all, or part of your mobility allowance to lease the vehicle of your choice from us. With our help, you can choose the vehicle you want at a price that works for you and payments are deducted from your higher rate mobility allowance every four weeks. This is then paid directly to us by the Department for Work and Pensions (DWP), so you don’t need to worry about making payments to us directly.

We take care of running costs such as servicing, maintenance, breakdown cover, tyre repair and any part replacements and windscreen repairs. We also cover insurance for up to three named drivers, which does not have to include you. All you need to do is add fuel and you are good to go!

Motaiblity Logo
Motabilityy Car Image

How your vehicle can be used

Before you can lease a vehicle through the Motability Scheme, you will need to make sure that you are happy with the Scheme’s terms and conditions and understand how the vehicle can be used. 

We will ask you to make sure:

  • The car is used by, or for the benefit of, the disabled person, however this does not mean that this person needs to be in the car for every journey. In practice, this means other named drivers in the household can use the car for shopping and other routine activities, so long as the disabled customer will benefit.
  • Only named drivers listed on your Certificate of Motor Insurance can drive the car*.
  • That you let us know about any change of circumstance that may affect your lease.

*We will only accept drivers who have a legally valid driving licence. Drivers with a non-UK driving licence will be subject to additional checks.

Motability Enquiry

Motability Offers

Motability offers vary with each car brand, the best way is to look on the manufacturers website. For more details, contact us and we'd be happy to assist with your enquiry.

View Offers
Motability Car Offers Image